In general, an employee with a work-related illness or injury can get workers’ compensation benefits regardless of who was at fault — the employee, the employer, a coworker, a customer, or some other third party. In exchange for these guaranteed benefits, employees usually do not have the right to sue the employer in court for damages for those injuries.
Workers’ compensation insurance is a state-mandated insurance that provides income, medical benefits and rehabilitative services for workers injured on the job or while performing work-related duties. It ensures that injured workers receive financial compensation for medical care and for a portion of the income they lose while they are unable to work. Workers’ compensation insurance also helps protect employers from lawsuits initiated by workers injured on the job.
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Finding and buying the insurance that meets the unique needs of your business can be easy when you work with the experienced team at Bacarella Insurance. We understand that your business is one of a kind and needs specific protection.